In-Network Aetna Therapists in Phoenix, Paradise Valley, Scottsdale, and Cave Creek

If you have Aetna and you’re looking for a therapist in Phoenix, the short answer is yes — we’re in-network with Aetna. That means your sessions are billed to Aetna at its negotiated in-network rate. What you owe depends on your plan — a copay for some, or, if your plan has a deductible you haven’t met, the negotiated rate until you reach it. Either way, it’s usually more affordable than paying out of pocket.

Yes – We’re In-Network with Aetna

Aetna (part of CVS Health) manages mental-health benefits through Aetna Behavioral Health. As an in-network practice, we handle the billing directly with Aetna, so there are no out-of-network reimbursement forms to chase. What you pay depends on your plan’s copay, coinsurance, and whether your deductible has been met.

How to Check Your Aetna Behavioral Health Benefits

A two-minute check saves any guesswork:

• Log in to the Aetna Health app or aetna.com, or call the Member Services number on the back of your card and ask about outpatient mental health coverage.
• The questions worth asking: What’s my copay for outpatient therapy? Does my deductible apply first, and how much is left? Is telehealth covered the same as in-person? Do I need a referral?

Using Your Aetna EAP Benefit – “Resources for Living”

Aetna’s Employee Assistance Program is branded Resources For Living, and it’s one of the most common ways our Aetna clients get started. If your employer offers it, Resources For Living typically covers a set number of free counseling sessions, separate from your medical plan. There’s usually an authorization step first, so mention your EAP when you reach out and we’ll walk you through it. When those sessions run out, you can generally continue with the same therapist under your regular in-network Aetna benefit — no restarting with someone new.

What Therapy at Marley Mental Health Looks Like

We’re a Phoenix-based group practice offering individual therapy in person and online across Arizona, with clinicians who specialize in anxiety, depression, trauma, life transitions, and perinatal mental health, among other areas. You can meet our therapists to get a feel for who you might work with, and one of the things we love most is helping clients find the right fit. Call or text us to talk.

What it Will Cost

It depends on your specific Aetna plan — some have a set copay, others a deductible you’ll need to meet first (which can mean paying the negotiated rate until you reach it). The most reliable way to know your exact cost is to confirm your benefits directly with Aetna. When you reach out, we’ll check coverage as a courtesy and help you get started — but confirming your eligibility, benefits, and in-network status is ultimately your responsibility as the member.

Ready When You Are

You can also learn more about our therapists or explore individual therapy to see what working together looks like.

Coverage, benefits, and in-network status vary by plan and can change. Confirming your own eligibility and benefits is ultimately the member’s responsibility; we recommend verifying directly with your insurer before your first session.

See all the plans we accept on our Insurance We Accept page.